Michigan Bankruptcy – Chapter 7 & Chapter 13
The Hilla Law Firm, PLLC is a Michigan bankruptcy law firm that provides assistance to real people with real need through Chapter 7 and Chapter 13 bankruptcy. While bankruptcy is considered by most to be a “last resort” option, it can actually be something that provides an enormous amount of value in the short-term. Bankruptcy can discharge your debt as everyone knows, but it can also help you save your home from foreclosure, get rid of second mortgages, help you deal with tax debt, break unaffordable leases and contracts, retrieve a vehicle that has been repossessed or seized, and even help you clean up your credit report.
If you are in the position of spending down your retirement savings to deal with debt, for instance, bankruptcy is certainly something that should be considered not in the last resort but before your 401(k) or IRA are totally gone. If you would like to save your home from foreclosure and a sheriff’s sale of your home has already been scheduled, a Chapter 13 bankruptcy to save the home should certainly be considered before that sale-date, after which a bankruptcy cannot help you.
The Hilla Law Firm, PLLC emphasizes personal, customer service, always treating each of our clients as our first priority, and also aggressive response to creditor infractions in and out of the bankruptcy process. We always return phone-calls in a timely manner, and we never use “appearance attorneys” whom our clients have never seen or heard of before at court hearings. Attorney John M. Hilla will provide 100% of your service personally, and your file will never be handled by an unlicensed paralegal or secretary.
Visit our pages below to learn more about the Chapter 7 bankruptcy and Chapter 13 bankruptcy process in Michigan and how The Hilla Law Firm, PLLC will work with you to move you through your process toward the fresh start you both need and deserve.
The Hilla Law Firm, PLLC offers free, initial consultations and offers weekend and evening appointments. Please contact us to schedule a consultation to review your options in bankruptcy.